🏦 VSL — Village Savings & Loans
Microfinance that actually works.
What Is It?
VSL adapts proven village savings models to our digital platform. Small loans backed by social trust rather than credit scores.
The Model
Based on systems that work across developing nations:
- Savings circles build capital
- Small loans for business/emergency needs
- Social accountability replaces credit scores
- Transparent interest (low, not extractive)
How It Works
- Join a circle of 10-20 members
- Contribute regularly to the pool
- Request loans when needed
- Circle votes on loan approval
- Repay with modest interest (goes back to circle)
Why This Works
- Grameen Bank: 97%+ repayment rates
- Social pressure is powerful
- Small amounts, big impact
- No predatory payday loans
Crown Leadership
Cathie Mahon — Treasury Keeper
- Expert in cooperative finance
- Understands credit union models
- Community lending advocate
Get Involved
This initiative launches with the platform. Join the waitlist →
“The village lends what the bank won’t.”